國(guó)家開(kāi)發(fā)銀行成立于1994年，是政府的開(kāi)發(fā)性金融機(jī)構(gòu)，以中長(zhǎng)期投融資服務(wù)國(guó)家戰(zhàn)略，長(zhǎng)期致力于融資支持基礎(chǔ)設(shè)施、基礎(chǔ)產(chǎn)業(yè)和支柱產(chǎn)業(yè)（簡(jiǎn)稱“兩基一支”）的建設(shè)和發(fā)展。國(guó)開(kāi)行以“增強(qiáng)國(guó)力、改善民生”為使命，已形成“兩基一支”、民生金融、國(guó)際合作、綜合經(jīng)營(yíng)四大特色板塊，成為我國(guó)中長(zhǎng)期投融資和新型城鎮(zhèn)化的骨干銀行、最大的對(duì)外投融資合作銀行，以及全球最大的開(kāi)發(fā)性金融機(jī)構(gòu)。

國(guó)開(kāi)行目前在中國(guó)內(nèi)地設(shè)有37家一級(jí)分行和2家二級(jí)分行，海外設(shè)有香港分行和開(kāi)羅、莫斯科、里約熱內(nèi)盧、加拉加斯等4家代表處，全行員工8000多人。

基礎(chǔ)設(shè)施融資的主力銀行

國(guó)開(kāi)行是我國(guó)“兩基一支”建設(shè)的主力銀行，支持了三峽工程、南水北調(diào)、西氣東輸、國(guó)家石油儲(chǔ)備、京九鐵路、京滬高鐵、首鋼搬遷、北京奧運(yùn)場(chǎng)館、上海世博會(huì)基礎(chǔ)設(shè)施等一大批國(guó)家重大項(xiàng)目建設(shè)。1998年以來(lái)，國(guó)開(kāi)行將業(yè)務(wù)領(lǐng)域拓展到城市基礎(chǔ)設(shè)施，不斷從大城市向中小城市、縣域延伸，助力中國(guó)城市化發(fā)展。

推動(dòng)金融普惠的銀行

國(guó)開(kāi)行致力于推動(dòng)普惠金融，探索以批發(fā)的方法解決千家萬(wàn)戶的融資難題，加大對(duì)棚戶區(qū)改造、“三農(nóng)”、教育、小微企業(yè)以及扶貧開(kāi)發(fā)等社會(huì)薄弱環(huán)節(jié)和民生領(lǐng)域的支持力度，使金融成果更好地惠及普通民眾。2014年，國(guó)開(kāi)行成立住宅金融事業(yè)部，全年發(fā)放棚改貸款4086億元，占銀行業(yè)九成份額，全年發(fā)放助學(xué)貸款147億元，累計(jì)支持學(xué)生1200萬(wàn)人次，連續(xù)九年獲人民網(wǎng)“人民社會(huì)責(zé)任獎(jiǎng)”。

最大的對(duì)外投融資合作銀行

國(guó)開(kāi)行以市場(chǎng)化手段開(kāi)展國(guó)際合作業(yè)務(wù)，積極參與“一帶一路”戰(zhàn)略規(guī)劃，為實(shí)現(xiàn)我國(guó)與合作國(guó)多方共贏發(fā)揮了重要作用。倡導(dǎo)設(shè)立上海合作組織銀聯(lián)體，牽頭組建中國(guó)-東盟銀聯(lián)體，推動(dòng)加強(qiáng)金磚國(guó)家銀行合作機(jī)制，為中國(guó)與世界搭建起金融交流的重要紐帶和橋梁。截至2014年底，國(guó)際業(yè)務(wù)貸款3198億美元，外匯貸款余額占全國(guó)金融機(jī)構(gòu)外匯貸款余額29%，繼續(xù)保持中國(guó)最大的對(duì)外投融資銀行地位。

服務(wù)功能豐富的全牌照銀行

國(guó)開(kāi)行及旗下子公司具有投資、貸款、發(fā)債、租賃和證券等金融服務(wù)牌照。近年來(lái)，國(guó)開(kāi)行發(fā)揮“投貸債租證”優(yōu)勢(shì)，深化綜合金融服務(wù)，打造綜合經(jīng)營(yíng)品牌，為客戶提供多品種、全方位、一站式金融服務(wù)。

全球最大的開(kāi)發(fā)性金融機(jī)構(gòu)

國(guó)開(kāi)行始終保持優(yōu)良的市場(chǎng)業(yè)績(jī)，截至2014年底，資產(chǎn)規(guī)模突破10萬(wàn)億元，不良貸款率連續(xù)39個(gè)季度低于1%，是全球最大的開(kāi)發(fā)性金融機(jī)構(gòu)。

作為以發(fā)債為籌資主渠道的債券銀行，國(guó)開(kāi)行是中國(guó)僅次于財(cái)政部的第二大發(fā)債體。穆迪、標(biāo)準(zhǔn)普爾和惠譽(yù)等專業(yè)評(píng)級(jí)機(jī)構(gòu)，連續(xù)多年對(duì)國(guó)開(kāi)行評(píng)級(jí)與中國(guó)主權(quán)評(píng)級(jí)相同。

China Development Bank

Overview

Established in 1994, China Development Bank (CDB) is the Chinese government's leading development finance institution. CDB deploys medium- and long-term financing in service of national development strategies, with a long-standing commitment to the development of infrastructure and basic/pillar industries. CDB is dedicated to improving national competitiveness and public welfare through a combination of infrastructure and industry investments, social program financing, international cooperation, and full-service banking. CDB has emerged as the financial backbone of medium and long-term investment and urbanization in China; it is the largest cross-border financier in the country and the largest development finance institution in the world.

CDB currently operates its businesses through its headquarters in Beijing, 37 tier-one branches and two second-tier branches located across China, an offshore branch in Hong Kong, and four representative offices in Cairo, Moscow, Rio de Janeiro, and Caracas. Worldwide, CDB employs a staff of over 8,000.

China’s Go-to Bank for Infrastructure Financing

CDB has financed a host of major national infrastructure projects, including the Three Gorges Dam, the cross-country water diversion and natural gas distribution projects, the National Petroleum Reserve, the Beijing-Kowloon railway, the Beijing-Shanghai high-speed railway, the Beijing Olympic Games venues and the Shanghai World Expo infrastructures.

Since 1998, CDB has broadened its coverage to include municipal infrastructure beyond the developed metropolitan areas, supporting urbanization in smaller cities and towns across China.

A Champion of Financial Inclusion

CDB is deepening its commitment to public welfare and financial inclusion, searching for a measure of wholesale banking to solve financing difficulties that many households are facing, through increased investments in agricultural development and rural infrastructure, education, SME lending, and poverty alleviation.

In 2014, CDB established a Housing Finance business unit to increase support for urban renewal of rundown districts, issuing RMB 408.6 billion in renovation loans and ending the year with a 90% market share. In the same year, educational loans up to 14.7 billion RMB were offered by CDB, accumulatively supporting 12 million students. The People's Daily Online People's Social Responsibility Award has been given to CDB for nine consecutive years.

Top Cross-border Financier

CDB's market-driven approach to international business has played an important role in promoting mutually beneficial cooperation between China and its partner countries. CDB is an active participant in the strategic planning of China’s regional integration initiatives such as the Silk Road Economic Belt and the 21st Century Maritime Silk Road, and is a leading advocate for the establishment and growth of the Shanghai Cooperation Organization Inter-bank Association, the China-ASEAN Inter-bank Association, and the BRICS Inter-bank Cooperation Mechanism. These cooperative platforms play an important role in bridging China and the world at large through effective financial exchange.

As of the end of 2014, CDB continues to be China's leading cross-border financier, with US$ 319.8 billion outstanding in international business loans accounting for 29% of all foreign currency loans issued by Chinese financial institutions nationwide.

A One-Stop Source for Full-service Banking

CDB and its subsidiaries are licensed to offer a full range of financial services including direct investment, lending, bond offering and underwriting, leasing, and securities businesses. This integrated product suite allows CDB to build its brand as a full-service bank, offering clients one-stop access to a comprehensive range of financial products and solutions.

The World's Largest Development Finance Institution

CDB consistently delivers superior business results. With a balance sheet of over RMB 10 trillion and a record of NPL ratios below 1% for 39 consecutive quarters, CDB is the world's largest development finance institution.

CDB is China’s second largest bond issuer after the Ministry of Finance. Internationally-recognized credit rating agencies, including Moody’s, Standard & Poor’s, and Fitch, all rate CDB at the same level as China’s sovereign credit.