概 況

國家開發(fā)銀行成立于1994年，是中國中長期投融資領(lǐng)域主力銀行，長期致力于融資支持基礎(chǔ)設(shè)施、基礎(chǔ)產(chǎn)業(yè)和支柱產(chǎn)業(yè)（簡稱“兩基一支”）的建設(shè)和發(fā)展。國開行以“增強(qiáng)國力、改善民生”為使命，不斷增強(qiáng)自身服務(wù)國家戰(zhàn)略的能力，現(xiàn)已形成了“兩基一支”、民生金融、國際合作、綜合經(jīng)營四大特色板塊，成為我國中長期投融資和新型城鎮(zhèn)化的骨干銀行、最大的對外投融資合作銀行，以及全球最大的開發(fā)性金融機(jī)構(gòu)。

國家開發(fā)銀行目前在中國內(nèi)地設(shè)有37家一級分行和2家二級分行，海外設(shè)有香港分行和開羅、莫斯科、里約熱內(nèi)盧、加拉加斯等4家代表處，全行員工8000多人。

基礎(chǔ)設(shè)施融資的骨干銀行

國開行是我國“兩基一支”建設(shè)的主力銀行，支持了三峽工程、南水北調(diào)、西氣東輸、國家石油儲備、京九鐵路、京滬高鐵、首鋼搬遷、北京奧運場館、上海世博會基礎(chǔ)設(shè)施等一大批國家重大項目建設(shè)。1998年以來，國開行將業(yè)務(wù)領(lǐng)域拓展到城市基礎(chǔ)設(shè)施，不斷從大城市向中小城市、縣域延伸，助力中國城市化發(fā)展。

推動民生金融創(chuàng)新的銀行

國開行致力于提供普惠制的金融服務(wù)，探索以批發(fā)的方法解決千家萬戶的融資難題。在棚戶區(qū)改造、新農(nóng)村建設(shè)、小微企業(yè)、節(jié)能環(huán)保、醫(yī)療，以及助學(xué)貸款、應(yīng)急貸款等領(lǐng)域，越來越多的百姓感受到國開行的關(guān)愛。2013年，國開行發(fā)放的保障性安居工程貸款和助學(xué)貸款均位居同業(yè)第一。2014年上半年，國開行發(fā)放棚改貸款2195億元，同比增長433%。

最大的對外投融資合作銀行

國開行探索以市場化手段開展國際合作業(yè)務(wù)，成功運作了中俄石油、中巴石油、中委聯(lián)合融資基金等一批重大項目，支持中石油、中石化、五礦、華為、中興等拓展海外市場，為實現(xiàn)我國與合作國多方共贏發(fā)揮了重要作用。國開行倡導(dǎo)設(shè)立上海合作組織銀聯(lián)體，牽頭組建中國—東盟銀聯(lián)體，推動加強(qiáng)金磚國家銀行合作機(jī)制，為中國與世界搭建起重要的金融交流紐帶和橋梁。截至2014年6月底，國開行外匯貸款余額超過3000億美元，繼續(xù)保持對外投融資合作的主力銀行地位。

服務(wù)功能豐富的全牌照銀行

國開行及旗下子公司具有投資、貸款、發(fā)債、租賃和證券等金融服務(wù)牌照。近年來，國開行發(fā)揮“投貸債租證”優(yōu)勢，深化綜合經(jīng)營服務(wù)，落實重點客戶綜合金融服務(wù)方案，推動信息共享、聯(lián)動營銷和交叉銷售，綜合經(jīng)營品牌影響力和集團(tuán)整體競爭力進(jìn)一步提升。

全球最大的開發(fā)性金融機(jī)構(gòu)

國開行在服務(wù)國家戰(zhàn)略的同時，始終保持優(yōu)良的市場業(yè)績。截至2014年6月底，國開行資產(chǎn)規(guī)模9.9萬億元，不良貸款率連續(xù)37個季度低于1%，連續(xù)3年入選全球50家最安全銀行，躋身2014年世界500強(qiáng)第122位，也是全球最大的開發(fā)性金融機(jī)構(gòu)。

作為以發(fā)債為籌資主渠道的債券銀行，國開行是僅次于中國財政部的第二大發(fā)債體。穆迪、標(biāo)準(zhǔn)普爾和惠譽(yù)等專業(yè)評級機(jī)構(gòu)對國開行評級與中國主權(quán)評級相同。

最具社會責(zé)任的銀行

國開行是中國第一家加入聯(lián)合國“全球契約”計劃的國有銀行，將社會責(zé)任的基本原理和要素融入全行發(fā)展戰(zhàn)略、經(jīng)營策略、業(yè)務(wù)流程和企業(yè)文化當(dāng)中。國開行在融資支持國家最急需發(fā)展領(lǐng)域的同時，積極參與扶貧救濟(jì)、賑災(zāi)救助和公益性捐贈，履行企業(yè)的社會責(zé)任。

2006年至2013年，國開行連續(xù)八年獲得人民網(wǎng)頒發(fā)的“人民社會責(zé)任獎”；2013年獲中國銀監(jiān)會頒發(fā)的“中國銀行業(yè)最具社會責(zé)任金融機(jī)構(gòu)”及“中國銀行業(yè)社會責(zé)任最佳綠色金融獎”。2013年獲《金融時報》和社科院金融所評選的“最佳支持新型城鎮(zhèn)化銀行”。2014年7月，被英國《歐洲貨幣》雜志評為“中國最佳銀行”。

China Development Bank

Overview

Established in 1994, China Development Bank (CDB) is China's leading medium- to long-term financier with a strategic focus on infrastructure and basic and pillar industries. CDB is dedicated to improving national competitiveness and social being through a combination of infrastructure and industry investments, social program financing, international cooperation, and full-service banking. CDB has emerged as the financial backbone funding medium- and long-term investment and China’s new urbanization initiative; it is the largest cross-border financier in the country and the largest development finance institution in the world.

CDB currently operates its businesses through its headquarters in Beijing, 37 tier-one branches and two second-tier branches located across China, an offshore branch in Hong Kong, and four representative offices in Cairo, Moscow, Rio de Janeiro, and Caracas. Worldwide, CDB employs a staff of over 8,000.

China’s Go-to Bank for Infrastructure Financing

　　CDB has financed a host of major national infrastructure projects, including the Three Gorges Dam, the cross-country water diversion and natural gas distribution projects, the strategic oil reserves, the Beijing-Hong Kong and Beijing-Shanghai railways, the relocation of Capital Steel plants, the Beijing Olympic Games venues, and the Shanghai World Expo facilities.

Over time, CDB has expanded its geographic coverage beyond the developed metropolitan areas, supporting urbanization and municipal infrastructure development in smaller cities and towns across China since 1998.　　

A Champion of Financial Inclusion

CDB is committed to promoting universal access to financial services, channeling funds via wholesale-based bulk offerings to those who otherwise have limited or no direct access to finance. The greater public benefits from CDB's support in areas such as urban rundown areas renewal, rural development, small/micro business, environmental protection, student loans, healthcare, and emergency lending.

In 2013, CDB led the Chinese banking industry in affordable housing and student loans. In the first half of 2014, CDB lent RMB 219.5 billion to urban rundown areas renovation projects, up 433% year-on-year.

China's Top Cross-border Financier

CDB's market-driven approach to international business has played an important role in promoting mutually beneficial cooperation between China and its partner countries. This includes CDB's financing of China-Russia and China-Brazil oil projects and the China-Venezuela Development Fund, as well as support for the outbound expansion of Chinese companies such as PetroChina, Sinopec, China Minmetals, Huawei and ZTE. CDB has been a strong advocate for multilateral finance cooperation and exchange, and has been instrumental in the establishment and development of platforms such as the Shanghai Cooperation Organization Inter-bank Association, the China-ASEAN Inter-bank Association, and the BRICS Inter-bank Cooperation Mechanism. CDB continues to be China's leading cross-border financier, with foreign currency loans of over US$ 300 billion outstanding as of the end of June 2014.

A One-Stop Source for Full-service Banking

CDB and its subsidiaries are licensed to offer a full range of financial services including lending, direct investment, bond underwriting, leasing, and securities. This integrated suite of services allows CDB to devise comprehensive financing solutions for its corporate clients and to boost the group's brand value and competitiveness through greater information sharing, joint marketing, and cross selling.

The World's Largest Development Finance Institution

Of all the state-owned banks in China, CDB was the first to join the United Nations Global Compact. Corporate Social Responsibility is an integral component of CDB’s business strategies, day-to-day operations, and corporate culture. CDB is actively involved in poverty reduction, disaster relief and other public good initiatives.

CDB received the “People’s Social Responsibility Award” by People’s Daily Online eight years in a row from 2006 to 2013. In 2013 it was named “China’s Most Socially Responsible Financial Institution” and given the “Best Green Finance Initiatives Award” by the China Banking Regulatory Commission. In the same year it was also named the “Best Bank Supporting New Urbanization” by China’s Financial Times newspaper and the CASS Institute of Finance and Banking. In July of 2014, CDB was named “Best Bank in China” by the UK's Euromoney magazine.